|Personal Financial Planne
|This sales tool helps bank's customer plan
his/her finance and hence assists the bank to sell it's own financial
products, for example,
- Investment products, such as unit trust, mutual fund, self managed
- Loan products, such as mortgage, bridging loan, personal loan,
- Insurance products, such as home care insurance, life insurance,
- Various bank accounts, such as option linked deposit, forex account,
express cash, and credit card.
The system will assess the customer risk appetite level based on
his/her background information, investigate his/her financial needs
such as retirement or children education, and calculate the optimal
investment portfolio for the customer.